Stores That Accept EBT 2026: Walmart, Costco, Aldi & More

You can use SNAP EBT at many supermarkets, warehouse clubs, neighborhood grocery stores, farmers markets, convenience stores and other retailers authorized by USDA.

The confusing part is that in-store EBT acceptance and online EBT acceptance are not always the same thing.

A grocery store may accept your EBT card at the register but not through its website. Another retailer may accept SNAP for pickup or delivery but require a second payment method for fees and non-SNAP items. Some states also use card-security settings that block online or out-of-state EBT transactions until the cardholder temporarily unlocks the card.

This guide helps you check whether a store accepts SNAP, which major retailers support EBT online, how to find authorized stores near you, and what to check if your card works in person but an online order fails.

By FoodStampsApply.com Editorial
Last verified: August 21, 2026

Popular Stores That Accept SNAP EBT

USDA FNA reports that more than 250,000 U.S. retailers are authorized to accept SNAP. That includes large supermarket chains, smaller grocery stores, farmers markets and other qualifying food retailers.

The table below summarizes current policies for several popular national and regional retailers.

How to Find EBT Stores Near You

For an unfamiliar store, the safest starting point is USDA FNA’s official SNAP Retailer Locator.

You can search using:

• a street address;
• city and state; or
• ZIP code.

The locator displays nearby SNAP-authorized physical retailers and provides store details and directions.

Verify the Exact Store, Not Only the Chain Name

This is particularly useful for independently operated locations, smaller stores, convenience stores, farmers markets or chains whose public SNAP policy is not clearly stated nationwide.

Check three different things:

1. The location: Is that exact store SNAP authorized?
2. The shopping method: Are you buying in store, ordering pickup, requesting delivery or using shipping?
3. The product: Is the individual item SNAP eligible in your state?

Does Costco Take EBT?

Yes. Costco currently states that all of its U.S. warehouse locations accept EBT cards.

SNAP can be used for eligible grocery products inside the warehouse, subject to federal and state SNAP food rules.

See Costco’s official EBT warehouse policy.

Does Costco.com Accept SNAP EBT?

Costco’s current payment-method page lists EBT among accepted warehouse payment methods. Its separate Costco.com payment-method list includes Visa, Mastercard, eligible debit/ATM cards, Costco Shop Cards and other listed methods, but does not list EBT.

Third-party grocery or delivery platforms can use different payment arrangements, so check the actual checkout options before placing an order.

Can SNAP Pay the Costco Membership Fee?

No. SNAP benefits pay for eligible food, not warehouse membership fees or other nonfood charges.

Does Sam’s Club Accept EBT?

Yes. Sam’s Club’s current SNAP help page states that SNAP EBT can be used at club locations and through several digital shopping methods.

Current supported methods include:

• club purchases;
• Scan & Go;
• Curbside Pickup; and
• Delivery from Club.

A Sam’s Club membership is required to use SNAP at Sam’s Club. SNAP itself cannot pay the membership charge.

See Sam’s Club’s current SNAP/EBT help page.

Does ALDI Take EBT?

Yes. ALDI says all ALDI stores accept SNAP benefits for in-store shopping.

SNAP is also available for eligible online orders at participating ALDI pickup and delivery locations.

For online shopping, another payment method is required for costs SNAP cannot cover, which can include:

• non-SNAP products;
• delivery fees;
• ordering or convenience fees;
• tips; and
• other non-EBT charges.

See ALDI’s official SNAP EBT payment page.

Does Trader Joe’s Take EBT?

Trader Joe’s is a case where store-level verification is the safer approach.

Trader Joe’s does not currently publish the same dedicated nationwide SNAP policy page that Costco or ALDI uses. Rather than relying on a generic internet list, use USDA’s SNAP Retailer Locator to confirm the exact Trader Joe’s location you plan to visit.

You can then use the Trader Joe’s Store Directory for address, phone and store information.

Can You Order Trader Joe’s Groceries Online With EBT?

Trader Joe’s website currently focuses on its physical stores and does not operate a conventional direct grocery checkout comparable with Walmart, Target or Kroger.

Other Major Grocery Stores With Online SNAP Options

For the federal list of participating online SNAP retailers by state, use USDA FNA’s Stores Accepting SNAP Online resource.

How Online EBT Shopping Works

Online SNAP purchasing is now available in all 50 states and Washington, D.C. through participating retailers.

However, USDA requires a retailer to receive additional authorization before accepting SNAP online. A store’s physical SNAP authorization does not automatically mean its website or mobile app can process SNAP EBT.

Your SNAP EBT Card Can Pay For

Eligible SNAP food items in your online order, subject to current federal and state food rules.

Another Payment Method May Be Needed For

• non-SNAP products;
• delivery charges;
• service or convenience fees;
• tips;
• certain substitutions;
• weighted-item price differences; or
• other costs SNAP cannot legally cover.

What If Your EBT Balance Is Lower Than the Grocery Total?

You do not necessarily have to remove SNAP-eligible food until the cart equals your EBT balance.

Several online retailers allow the customer to control how much SNAP is applied and pay the remaining eligible-food balance with another payment method. The exact checkout process varies by retailer.

Kroger, for example, expressly supports split payment online, while Target allows customers to edit the SNAP EBT amount applied before placing an eligible order.

Farmers Markets and Smaller Stores Can Accept EBT Too

SNAP EBT is not limited to national supermarket chains.

SNAP-authorized retailers can include:

• farmers markets;
• neighborhood grocery stores;
• convenience stores;
• specialty food stores;
• some gas-station convenience stores; and
• other qualifying retailers.

How to Find a Farmers Market That Accepts SNAP

USDA recommends using the SNAP Retailer Locator and filtering by Farmers and Markets under the store-type options.

See USDA FNA’s farmers markets accepting SNAP guidance.

Look for SNAP Healthy Incentives

Some authorized retailers and farmers markets participate in approved SNAP healthy-incentive programs that can provide discounts, bonus food, coupons or other approved incentives for qualifying healthy foods.

USDA says its SNAP Retailer Locator can identify participating retailers and includes a SNAP Healthy Incentive filter. Program amounts and rules differ by location.

Why EBT May Work in the Store but Not Online

This is one of the most confusing EBT shopping problems. Your card can work normally at an authorized store register while an online purchase at the same retailer is declined.

1. Your State May Block Online EBT Transactions by Default

Several states have introduced stronger fraud-prevention controls that place EBT cards into a high-risk transaction block by default.

The examples below are current verified examples, not a claim that these are the only states with card-blocking features.

If you live in a state using this type of protection, use the official state EBT app, cardholder portal or customer-service process to manage the security setting.

2. The Retailer May Not Be Authorized for Online SNAP

Online SNAP authorization is separate from ordinary in-store retailer authorization.

3. One Item May Not Be SNAP Eligible

If one or two products are rejected but the rest of your SNAP order works, check the product rather than assuming the entire retailer does not accept EBT.

Possible explanations include:

• hot prepared food;
• a Supplement Facts label;
• alcohol or another federal exclusion;
• a current state food restriction; or
• incorrect retailer product coding.

Our SNAP eligible foods guide covers these product-level rules in detail.

4. The Order May Need a Backup Payment Method

Online retailers commonly require a credit or debit card or another allowed payment method to cover charges that SNAP cannot pay.

That does not necessarily mean your SNAP EBT card was rejected. The order may simply contain a fee, substitution, non-SNAP item or other charge requiring a second payment method.

What to Do If Your EBT Card Is Declined

If One Item Was Declined

Check whether the item itself qualifies for SNAP and whether your state has a current restriction affecting that product category.

If it appears eligible but the retailer’s system says otherwise, ask the retailer to review the product classification.

If the Entire Purchase Was Declined

Check:

1. your available SNAP balance;
2. whether the correct PIN was entered;
3. whether the EBT card is locked;
4. whether online or out-of-state transactions are blocked;
5. whether the retailer is authorized for the shopping method you selected; and
6. whether the retailer’s EBT system appears to be having a temporary problem.

If the same card fails at several authorized retailers, use your state’s official EBT customer-service system.

For PIN, balance, lost-card and security guidance, see our EBT card guide.

Who Should You Contact?

For state SNAP and EBT navigation, use our Food Stamps and SNAP by State section or USDA FNA’s Applicant/Participant state selector.

Frequently Asked Questions About Stores That Accept EBT

How do I find stores that accept EBT near me?

Use USDA FNA’s SNAP Retailer Locator and search by street address, city and state, or ZIP code. It displays nearby SNAP-authorized physical retailers and directions.

Does Walmart accept SNAP EBT?

Yes. Walmart currently accepts SNAP EBT for eligible items in participating stores and online for pickup, delivery and eligible shipping orders.

Does Target take EBT online?

Yes. Target currently allows SNAP EBT for eligible grocery shipping, pickup and delivery orders in supported locations. A secondary payment method may be needed for fees, non-SNAP items and certain substitutions.

Does Costco accept EBT?

Yes. Costco says all U.S. warehouse locations accept EBT cards for eligible SNAP purchases, subject to applicable state rules.

Can I use SNAP EBT on Costco.com?

Costco currently lists EBT as an accepted warehouse payment method but does not list EBT among the accepted direct Costco.com payment methods.

Does Sam’s Club accept SNAP EBT?

Yes. Sam’s Club currently supports SNAP for club purchases, Scan & Go, Curbside Pickup and Delivery from Club. A Sam’s Club membership is required.

Does ALDI take EBT?

Yes. ALDI says all of its stores accept SNAP for in-store purchases. SNAP EBT is also available for eligible online orders at participating pickup and delivery locations.

Does Trader Joe’s take EBT?

Use USDA’s SNAP Retailer Locator to verify the exact Trader Joe’s store you plan to visit. Store-level verification is safer than relying on an unofficial chain-wide list.

Does Kroger accept EBT online?

Yes. Kroger currently supports SNAP EBT for eligible pickup and delivery orders and allows another payment method to cover non-SNAP items, fees and other applicable charges.

Does Safeway accept EBT for grocery delivery?

Yes. Safeway’s current guidance supports SNAP EBT for grocery delivery and DriveUp & Go pickup in locations where the service and state rules allow it.

Can I use SNAP at Whole Foods Market?

Yes. Whole Foods Market says electronic food stamps are accepted in its stores, and SNAP EBT is also accepted for eligible products on qualifying delivery and pickup orders.

Can farmers markets accept EBT?

Yes, when the farmers market is authorized for SNAP. USDA’s Retailer Locator can be filtered to show Farmers and Markets that accept SNAP.

Can SNAP pay grocery delivery fees?

No. SNAP pays for eligible food, not delivery, service, convenience or similar nonfood charges. Online retailers therefore may require a secondary payment method.

Why does my EBT card work in store but not online?

Possible reasons include the retailer not having online SNAP authorization, your state applying an online-transaction security block, the order containing non-SNAP charges, an item being ineligible, or a card/PIN/balance issue.

Which states currently block online EBT transactions by default?

Verified 2026 examples include Alabama, Ohio, South Carolina and Mississippi. Their current high-risk settings can require the cardholder to temporarily unlock the EBT card before an online purchase. Other states may offer or adopt similar controls, so check your state EBT service if an online purchase unexpectedly fails.

Sources & Verification

Important current sources used for this guide include:

• USDA FNA SNAP Retailer Locator for physical retailer authorization and location searches.
• USDA FNA Stores Accepting SNAP Online for online retailer participation.
• USDA FNA online retailer requirements for the separate online authorization requirement.
• USDA FNA Farmers Markets Accepting SNAP.
• USDA FNA SNAP Healthy Incentives.
• Official Walmart, Target, ALDI, Costco, Sam’s Club, Kroger, Safeway, Publix, Sprouts and Whole Foods Market customer-help resources linked throughout the article.
• Official Alabama, Ohio, South Carolina and Mississippi agency information for the current 2026 high-risk EBT transaction-block examples.

For information about how FoodStampsApply.com selects and verifies government-benefit sources, see our source methodology.

Conclusion

The best way to answer “does this store take EBT?” is to check more than the chain name.

Confirm:

1. The exact store: Is that location currently SNAP authorized?
2. The shopping method: Does SNAP work in store, for pickup, delivery, shipping or the particular app feature you want to use?
3. The item: Is the product itself SNAP eligible under current federal and state rules?
4. The card: Is your SNAP balance available, PIN correct and any online-transaction security block temporarily removed when necessary?

Walmart, Target, ALDI, Costco warehouses, Sam’s Club, Kroger, Safeway, Whole Foods Market and many other retailers currently provide major SNAP shopping options, while online functionality differs by chain and fulfillment method.

For a store you have not used before, start with USDA FNA’s SNAP Retailer Locator. Then use the retailer’s official SNAP page for online-order details and your official state EBT service for card-specific problems.